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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Can I Insure My Personal Vehicle With Commercial Auto Insurance?

If you are self-employed, you may believe your personal vehicles are covered for work use under your personal car insurance. When it comes time to file a claim, however, this could turn out to not be the case. Many business uses and vehicle types are excluded from personal policies. Our experienced agent can help you find a commercial auto insurance policy to suit your needs...

Understanding The Difference: Standard Auto Insurance Vs. ATV Insurance

All-terrain vehicles come with risks, and they can be expensive to replace when damaged in a crash. If you have an ATV, you won’t be able to rely on your car insurance to protect you. ATVs are not covered by standard auto insurance policies. Also, ATV insurance may be required by law if you ride in certain areas, such as state parks. On the upside,...

7 Fun Ways You Can Bring The Outdoors Inside This Winter

Winter is officially here. For parents, that means finding new and different ways to keep the family entertained – especially when colder temperatures force you to spend more time indoors. There are plenty of reasons to play outside with your kids, even in the winter months. But sometimes, the limited daylight and unpredictable weather makes it necessary to pass the time inside. Luckily, playing inside...

Healthier Comfort Food Alternatives

It is no secret that many people turn to comfort food in times of stress, loneliness, or rejection (such as Ben & Jerry’s directly from the carton after a breakup). Comfort foods can be described as foods that provide consolation or a feeling of well-being. They give us emotional comfort heightened by our senses of taste, touch, and smell. They are more likely to be...

Is Graded Death Benefit Life Insurance Worth The Cost?

Graded death benefit insurance has important advantages for certain people. It may be worth the cost if you want the protection of permanent life insurance coverage, but may not qualify for another permanent life insurance plan because of health issues. What Is Graded Death Benefit Insurance? Graded death benefit insurance is permanent, as opposed to term life insurance. What makes it different from standard permanent...