What Medigap Policies Cover
Each standardized Medigap policy must cover basic (core) benefits (see below). Medigap policies pay most, if not all, of the Original Medicare Plan coinsurance and outpatient copayment amounts. These policies may also cover Original Medicare Plan deductibles. Some Medigap policies cover extra benefits to help pay for things Medicare doesn't cover.
Plans start as low as $89.81 for a male age 65 for Plan C
$83.08 for a female age 65 for Plac C
Medigap Plans A through J Basic Benefits
Hospitalization: Part A coinsurance plus coverage for 365 additional days after Medicare benefits end.
Medical Expenses: Part B coinsurance (generally 20% of Medicare approved expenses) or copayments for hospital outpatient services.
