Fischer Agency knows how hard you work to cultivate and maintain your business. We also know there are risks you face every day that threaten what you've built. We put that knowledge to work by offering products and liability coverage to soundly protect you and your business.
We have many different plans designed to meet the insurance needs of a wide range of small to mid-size businesses. These plans include coverage for your property, income protection, and liability needs. Optional endorsement coverages allow the policy to be customized to your unique needs.
Garage/Auto
The Fischer's Garage/Auto Policy provides legal liability coverage to automobile dealers, garages, repair shops, and service stations. This coverage includes bodily injury and property damage due to garage related operations. It also provides coverage to customers' autos and property, as well as damage to garage-owned autos.
Property Coverage
The Fischer's property coverage provides coverage for the following types of properties; building, business, personal property and personal property of others.
Erie's broad building definition, in addition to covering your buildings, includes permanent attachments to the buildings, building equipment, fixtures servicing the premises, personal property you have for the service, maintenance of the building, building glass, glass wall cabinets including lettering, ornamentation, and burglar alarm foil.
Your business personal property and personal property of others will be protected by this policy as long as it is located in or on your premises or within 1,500 feet of your building.
Additional property protection is provided in the additional and supplemental coverages as well.
Income Protection
Because the income from your business is of importance to you, income protection coverage is offered in your policy. This important coverage benefits you in the following ways:
It guarantees your income within the limits shown on the declarations while your business is suspended if damage to your property interferes with daily operations.
During the critical seven-day period after a loss, Fischer will work with to you determine your actual loss.
Mechanical & Electrical Breakdown
Coverage under this policy includes the following: boilers, pressure vessels, refrigeration systems, piping, mechanical and electrical machines or apparatus used for the generation, and transmission or utilization of mechanical or electrical power caused by mechanical or electrical breakdown.
Liability Coverage
Included in this coverage are the following liability coverages:
Bodily injury and property damage
Personal and advertising injury including libel, slander, false arrest, defamation of character, malicious prosecution, and invasion of privacy
Products and completed operations coverage
Host liquor liability coverage
Medical payments coverage
Fire legal liability coverage
Blanket contractual liability coverage
Independent contractors coverage
Elevator liability coverage
Non-owned and hired automobile coverage
And more
Contact Fischer Agency today to setup a meeting to discuss how we can protect your business.
