Fischer Agency knows how hard you work to cultivate and maintain your business. We also know there are risks you face every day that threaten what you've built. We put that knowledge to work by offering products and liability coverage to soundly protect you and your business.
We have many different plans designed to meet the insurance needs of a wide range of small to mid-size businesses. These plans include coverage for your property, income protection, and liability needs. Optional endorsement coverages allow the policy to be customized to your unique needs.
Commercial Auto
Business property coverage combined with commercial auto coverage will provide your business with a complete protection package that will meet the specific needs of your business.
When it comes to commercial auto insurance, Fischer has a variety of coverages to make sure you stay protected.
Property Coverage
Fischer's building coverage includes permanent attachments to the buildings, building equipment and fixtures around the premises, personal property, maintenance of the building, and burglar alarm foil.
Your business' property and personal property of others will be protected by this policy as long as it is located in or on the premises of your business.
Coverage is provided on a replacement cost basis. This coverage also provides protection against causes of loss, including theft.
Income Protection
Because the income from your business is of importance to you, income protection coverage is offered in your policy. This important coverage benefits you in the following ways:
It guarantees your income within the limits shown on the declarations while your business is suspended if damage to your property interferes with daily operations.
During the critical seven-day period after a loss, Fischer will work with you to determine your actual loss.
Supplemental Property Protection
Your Fischer policy is a comprehensive protection package. Included below are additional amounts of coverage.
Exterior sign, lights, and clocks
Temporarily off premises
Debris removal
Pollutants clean up and removal
Demolition cost
Newly acquired property
Fire department service charges-Pays the fire department service charge incurred as a result of an insure loss
Non-owned detached trailer
Accounts receivable
Valuable papers and records
Plus many more additional property coverages
Contact Fischer Agency today to setup a meeting to discuss how we can protect your business.