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Pennsylvania Business Insurance

Creating a targeted Pennsylvania business insurance package, that fits the unique needs of your business, can be a complicated process. At Fischer Insurance Agency, we have the experience and knowledge to deliver the best solutions for you.

As a business owner, there are risks you face every day that threaten your livelihood. We can protect you and your business by offering affordable, top-notch business insurance. PA businesses, no matter what size, need to be completely protected against unexpected losses such as natural disasters, lawsuits, employee injuries, and more.

We have many different plans designed to meet the PA commercial insurance needs of a wide range of small to mid-size businesses. These plans include coverage for your property, income protection, and liability needs. We can also offer truly customized and unique solutions for Business insurance in PA..

Commercial Auto

Business property coverage combined with Pennsylvania commercial auto insurance coverage will provide your business with a complete protection package that will meet the specific needs of your business. When it comes to commercial auto insurance, Fischer has a variety of coverages to make sure you stay protected.

Property Coverage

Fischer's building coverage includes permanent attachments to the buildings, building equipment and fixtures around the premises, personal property, maintenance of the building, and burglar alarm foil.

Your business' property and personal property of others will be protected by this Pennsylvania property insurance policy as long as it is located in or on the premises of your business. Coverage is provided on a replacement cost basis. This coverage also provides protection against causes of loss, including theft.

Income Protection

Because the income from your business is of importance to you, income protection coverage is offered in your policy. This important coverage benefits you in the following ways:

It guarantees your income within the limits shown on the declarations while your business is suspended if damage to your property interferes with daily operations.

During the critical seven-day period after a loss, Fischer will work with you to determine your actual loss.

Supplemental Property Protection

Your Fischer policy is a comprehensive protection package. Included below are additional amounts of coverage.

Exterior sign, lights, and clocks
Temporarily off premises
Debris removal
Pollutants clean up and removal
Demolition cost
Newly acquired property
Fire department service charges-Pays the fire department service charge incurred as a result of an insure loss
Non-owned detached trailer
Accounts receivable
Valuable papers and records
Plus many more additional property coverages

Additional business insurance for the following:

Accounting & Auditing
Automobile Repair Garages
Automobile Dealerships
Beauty Shops
Doctor & Dental Offices
Apartments (Rental)
Chiropractors
Restaurants & Clubs
Golf Courses
Veterinarians
Retail Stores
Wholesalers (except auto)
Warehouses
Homeowners Associates
Social Clubs
Beverage Distributors
Boat Dealers
Manufacturers
Hotels/Motels Office Buildings
Grocery Stores
Lawyers
Machinery & Equipment Dealers
Machine Shops
Townships
Pennsylvania workers compensation insurance
Pennsylvania excess liability insurance
And more

At Fischer Insurance Agency, we understand the importance of having affordable, comprehensive business coverage in place- no matter how big or small your business may be. We can identify the required state policies and suggest more comprehensive and affordable business insurance solutions.