Insurance and Security during Home Renovations
1/19/2012 11:15:00 AM
Winter is a good time to be planning for those renovations you’ve talked about for so long. There’s a lot of preparation you can do before you have to get into the disruption of the actual work. You can spend time visiting suppliers, looking at furnishings and fittings, and getting an idea of how you want your new spaces to look. You can also call your Pennsylvania home insurance agent to discuss your renovation and how it may impact on your coverage and premiums.
Any major work stands to increase the market appeal of your home, but it will likely increase the cost of re-building too, so you may need to look at raising the level of your coverage. Also, if you are adding extra rooms, the additional furnishings, fittings and accessories are likely to increase the value of your contents, particularly if you are adding any electronic equipment or home gym gear.
Another factor that may not have occurred to you is the increased risk to your property during the construction work. With walls opened up there can be points of access to the house that there wouldn’t usually be, so you might need to pack away valuables and store them elsewhere and be extra vigilant about security.
Renovations can be disruptive and stressful at the best of times. The more preparation you can do in advance, the better. Make that call about your Pennsylvania home insurance before you start your renovations.
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Any major work stands to increase the market appeal of your home, but it will likely increase the cost of re-building too, so you may need to look at raising the level of your coverage. Also, if you are adding extra rooms, the additional furnishings, fittings and accessories are likely to increase the value of your contents, particularly if you are adding any electronic equipment or home gym gear.
Another factor that may not have occurred to you is the increased risk to your property during the construction work. With walls opened up there can be points of access to the house that there wouldn’t usually be, so you might need to pack away valuables and store them elsewhere and be extra vigilant about security.
Renovations can be disruptive and stressful at the best of times. The more preparation you can do in advance, the better. Make that call about your Pennsylvania home insurance before you start your renovations.
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